{"id":1059,"date":"2025-06-12T07:53:13","date_gmt":"2025-06-12T00:53:13","guid":{"rendered":"https:\/\/www.ckconitsha.com\/vn\/?p=1059"},"modified":"2025-06-12T08:07:17","modified_gmt":"2025-06-12T01:07:17","slug":"tru-cot-chien-luoc-thu-ba-cua-msb-la-gi","status":"publish","type":"post","link":"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/","title":{"rendered":"Tr\u1ee5 c\u1ed9t chi\u1ebfn l\u01b0\u1ee3c th\u1ee9 ba c\u1ee7a MSB l\u00e0 g\u00ec?"},"content":{"rendered":"<div id=\"ez-toc-container\" class=\"ez-toc-v2_0_79_2 counter-hierarchy ez-toc-counter ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">Table of Contents<\/p>\n<span class=\"ez-toc-title-toggle\"><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#MSB_hoan_thanh_trien_khai_tru_cot_thu_ba_cua_Basel_II_ICAAP\" >MSB ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II: ICAAP<\/a><ul class='ez-toc-list-level-3' ><li class='ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#MSB_da_hoan_thanh_trien_khai_tru_cot_thu_ba_cua_Basel_II_la_gi\" >MSB \u0111\u00e3 ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II l\u00e0 g\u00ec?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#ICAAP_%E2%80%93_Tru_cot_thu_ba_cua_Basel_II_co_y_nghia_nhu_the_nao_doi_voi_MSB\" >ICAAP &#8211; Tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II c\u00f3 \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi MSB?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#Ba_tru_cot_cua_Basel_II_tai_MSB_duoc_trien_khai_nhu_the_nao\" >Ba tr\u1ee5 c\u1ed9t c\u1ee7a Basel II t\u1ea1i MSB \u0111\u01b0\u1ee3c tri\u1ec3n khai nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#Danh_gia_cua_Ngan_hang_Nha_nuoc_ve_viec_MSB_hoan_thanh_Basel_II_nhu_the_nao\" >\u0110\u00e1nh gi\u00e1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c MSB ho\u00e0n th\u00e0nh Basel II nh\u01b0 th\u1ebf n\u00e0o?<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-3'><a class=\"ez-toc-link ez-toc-heading-6\" href=\"https:\/\/www.ckconitsha.com\/vn\/tru-cot-chien-luoc-thu-ba-cua-msb-la-gi\/#Hoan_thanh_Basel_II_co_y_nghia_gi_doi_voi_chien_luoc_phat_trien_cua_MSB\" >Ho\u00e0n th\u00e0nh Basel II c\u00f3 \u00fd ngh\u0129a g\u00ec \u0111\u1ed1i v\u1edbi chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n c\u1ee7a MSB?<\/a><\/li><\/ul><\/li><\/ul><\/nav><\/div>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ckconitsha.com\/vn\/wp-content\/uploads\/2025\/03\/alt-text.jpg\" alt=\"alt text\" width=\"860\" height=\"570\" \/><em class=\"cap-ai\">alt text<\/em><\/p>\n<h2><span class=\"ez-toc-section\" id=\"MSB_hoan_thanh_trien_khai_tru_cot_thu_ba_cua_Basel_II_ICAAP\"><\/span>MSB ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II: ICAAP<span class=\"ez-toc-section-end\"><\/span><\/h2>\n<h3><span class=\"ez-toc-section\" id=\"MSB_da_hoan_thanh_trien_khai_tru_cot_thu_ba_cua_Basel_II_la_gi\"><\/span>MSB \u0111\u00e3 ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II l\u00e0 g\u00ec?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) \u0111\u00e3 ch\u00ednh th\u1ee9c ho\u00e0n th\u00e0nh vi\u1ec7c tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II, \u0111\u00f3 l\u00e0 Quy tr\u00ecnh \u0111\u00e1nh gi\u00e1 n\u1ed9i b\u1ed9 v\u1ec1 m\u1ee9c \u0111\u1ed9 \u0111\u1ee7 v\u1ed1n (ICAAP).<\/p>\n<h3><span class=\"ez-toc-section\" id=\"ICAAP_%E2%80%93_Tru_cot_thu_ba_cua_Basel_II_co_y_nghia_nhu_the_nao_doi_voi_MSB\"><\/span>ICAAP &#8211; Tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II c\u00f3 \u00fd ngh\u0129a nh\u01b0 th\u1ebf n\u00e0o \u0111\u1ed1i v\u1edbi MSB?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>Vi\u1ec7c ho\u00e0n th\u00e0nh tri\u1ec3n khai ICAAP \u0111\u00e1nh d\u1ea5u c\u1ed9t m\u1ed1c quan tr\u1ecdng, kh\u1eb3ng \u0111\u1ecbnh MSB \u0111\u00e3 \u0111\u00e1p \u1ee9ng \u0111\u1ea7y \u0111\u1ee7 c\u00e1c y\u00eau c\u1ea7u c\u1ee7a Th\u00f4ng t\u01b0 13\/2018\/TT-NHNN c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc Vi\u1ec7t Nam v\u1ec1 Basel II.  \u0110i\u1ec1u n\u00e0y kh\u00f4ng ch\u1ec9 th\u1ec3 hi\u1ec7n s\u1ef1 tu\u00e2n th\u1ee7 nghi\u00eam ng\u1eb7t c\u00e1c quy \u0111\u1ecbnh hi\u1ec7n h\u00e0nh m\u00e0 c\u00f2n g\u00f3p ph\u1ea7n n\u00e2ng cao n\u0103ng l\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro, \u0111\u1ea3m b\u1ea3o ho\u1ea1t \u0111\u1ed9ng an to\u00e0n v\u00e0 b\u1ec1n v\u1eefng cho MSB.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Ba_tru_cot_cua_Basel_II_tai_MSB_duoc_trien_khai_nhu_the_nao\"><\/span>Ba tr\u1ee5 c\u1ed9t c\u1ee7a Basel II t\u1ea1i MSB \u0111\u01b0\u1ee3c tri\u1ec3n khai nh\u01b0 th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>MSB \u0111\u00e3 tri\u1ec3n khai th\u00e0nh c\u00f4ng c\u1ea3 ba tr\u1ee5 c\u1ed9t c\u1ee7a Basel II, bao g\u1ed3m: Tr\u1ee5 c\u1ed9t 1 (Y\u00eau c\u1ea7u v\u1ec1 v\u1ed1n t\u1ed1i thi\u1ec3u), Tr\u1ee5 c\u1ed9t 2 (Quy tr\u00ecnh gi\u00e1m s\u00e1t c\u1ee7a c\u01a1 quan qu\u1ea3n l\u00fd) v\u00e0 Tr\u1ee5 c\u1ed9t 3 (K\u1ef7 lu\u1eadt th\u1ecb tr\u01b0\u1eddng).  Tr\u01b0\u1edbc \u0111\u00f3, MSB \u0111\u00e3 \u0111\u01b0\u1ee3c Th\u1ed1ng \u0111\u1ed1c Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc ph\u00ea duy\u1ec7t \u00e1p d\u1ee5ng Th\u00f4ng t\u01b0 41\/2016\/TT-NHNN (Tr\u1ee5 c\u1ed9t 1) v\u00e0o th\u00e1ng 7\/2019.  Sau \u0111\u00f3, MSB ti\u1ebfp t\u1ee5c ho\u00e0n th\u00e0nh ICAAP (Tr\u1ee5 c\u1ed9t 2) v\u00e0 c\u00f4ng b\u1ed1 ho\u00e0n t\u1ea5t c\u1ea3 ba tr\u1ee5 c\u1ed9t s\u1edbm h\u01a1n d\u1ef1 ki\u1ebfn.<\/p>\n<p><img loading=\"lazy\" decoding=\"async\" src=\"https:\/\/www.ckconitsha.com\/vn\/wp-content\/uploads\/2025\/03\/alt-text.jpg\" alt=\"alt text\" width=\"640\" height=\"349\" \/><em class=\"cap-ai\">alt text<\/em><\/p>\n<h3><span class=\"ez-toc-section\" id=\"Danh_gia_cua_Ngan_hang_Nha_nuoc_ve_viec_MSB_hoan_thanh_Basel_II_nhu_the_nao\"><\/span>\u0110\u00e1nh gi\u00e1 c\u1ee7a Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc v\u1ec1 vi\u1ec7c MSB ho\u00e0n th\u00e0nh Basel II nh\u01b0 th\u1ebf n\u00e0o?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u0110\u1ea1i di\u1ec7n Ng\u00e2n h\u00e0ng Nh\u00e0 n\u01b0\u1edbc \u0111\u00e1nh gi\u00e1 cao n\u1ed7 l\u1ef1c c\u1ee7a MSB trong vi\u1ec7c tri\u1ec3n khai ICAAP v\u00e0 ho\u00e0n th\u00e0nh c\u1ea3 ba tr\u1ee5 c\u1ed9t c\u1ee7a Basel II.  Vi\u1ec7c MSB t\u1ef1 tri\u1ec3n khai v\u00e0 th\u1ef1c hi\u1ec7n, \u0111\u1eb7c bi\u1ec7t l\u00e0 Tr\u1ee5 c\u1ed9t 2 &#8211; ICAAP, \u0111\u01b0\u1ee3c coi l\u00e0 minh ch\u1ee9ng cho n\u1ed9i l\u1ef1c m\u1ea1nh m\u1ebd v\u00e0 s\u1ef1 am hi\u1ec3u s\u00e2u s\u1eafc v\u1ec1 ho\u1ea1t \u0111\u1ed9ng c\u1ee7a ch\u00ednh ng\u00e2n h\u00e0ng.<\/p>\n<h3><span class=\"ez-toc-section\" id=\"Hoan_thanh_Basel_II_co_y_nghia_gi_doi_voi_chien_luoc_phat_trien_cua_MSB\"><\/span>Ho\u00e0n th\u00e0nh Basel II c\u00f3 \u00fd ngh\u0129a g\u00ec \u0111\u1ed1i v\u1edbi chi\u1ebfn l\u01b0\u1ee3c ph\u00e1t tri\u1ec3n c\u1ee7a MSB?<span class=\"ez-toc-section-end\"><\/span><\/h3>\n<p>\u00d4ng Nguy\u1ec5n Ho\u00e0ng Linh, Quy\u1ec1n T\u1ed5ng Gi\u00e1m \u0111\u1ed1c MSB, cho bi\u1ebft vi\u1ec7c ho\u00e0n th\u00e0nh s\u1edbm c\u1ea3 ba tr\u1ee5 c\u1ed9t c\u1ee7a Basel II l\u00e0 ti\u1ec1n \u0111\u1ec1 quan tr\u1ecdng \u0111\u1ec3 MSB h\u01b0\u1edbng t\u1edbi c\u00e1c chu\u1ea9n m\u1ef1c qu\u1ea3n tr\u1ecb r\u1ee7i ro qu\u1ed1c t\u1ebf cao h\u01a1n nh\u01b0 Basel III. \u0110i\u1ec1u n\u00e0y c\u0169ng gi\u00fap MSB qu\u1ea3n tr\u1ecb v\u00e0 \u0111i\u1ec1u h\u00e0nh ho\u1ea1t \u0111\u1ed9ng kinh doanh m\u1ed9t c\u00e1ch ch\u1ee7 \u0111\u1ed9ng, minh b\u1ea1ch, an to\u00e0n v\u00e0 b\u1ec1n v\u1eefng.  MSB c\u0169ng \u0111\u00e3 l\u00ean k\u1ebf ho\u1ea1ch tri\u1ec3n khai \u00e1p d\u1ee5ng chu\u1ea9n m\u1ef1c b\u00e1o c\u00e1o t\u00e0i ch\u00ednh qu\u1ed1c t\u1ebf IFRS9, ti\u1ebfp t\u1ee5c kh\u1eb3ng \u0111\u1ecbnh cam k\u1ebft ph\u00e1t tri\u1ec3n theo c\u00e1c ti\u00eau chu\u1ea9n qu\u1ed1c t\u1ebf.<\/p>\n<p>Ngu\u1ed3n: <a href=\"http:\/\/www.ckconitsha.com\/vn\/\">http:\/\/www.ckconitsha.com\/vn\/<\/a> T\u00e1c gi\u1ea3: <a href=\"https:\/\/www.ckconitsha.com\/vn\/author\/nguyenlandung\">Nguy\u1ec5n L\u00e2n d\u0169ng<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"<p>alt text MSB ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II: ICAAP MSB \u0111\u00e3 ho\u00e0n th\u00e0nh tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II l\u00e0 g\u00ec? Ng\u00e2n h\u00e0ng TMCP H\u00e0ng H\u1ea3i Vi\u1ec7t Nam (MSB) \u0111\u00e3 ch\u00ednh th\u1ee9c ho\u00e0n th\u00e0nh vi\u1ec7c tri\u1ec3n khai tr\u1ee5 c\u1ed9t th\u1ee9 ba c\u1ee7a Basel II, \u0111\u00f3 l\u00e0&#8230;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1059","post","type-post","status-publish","format-standard","hentry","category-blog"],"_links":{"self":[{"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/posts\/1059","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/comments?post=1059"}],"version-history":[{"count":2,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/posts\/1059\/revisions"}],"predecessor-version":[{"id":18207,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/posts\/1059\/revisions\/18207"}],"wp:attachment":[{"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/media?parent=1059"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/categories?post=1059"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.ckconitsha.com\/vn\/wp-json\/wp\/v2\/tags?post=1059"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}